HomeMy WebLinkAboutResolution 2021-078 Adopting the Public Safety Personnel Retirement System Pension Funding Policy for FY 2021-2022 MARANA RESOLUTION NO. 2021-078
RELATING TO ADMINISTRATION; ADOPTING THE TOWN OF MARANA PUBLIC
SAFETY PERSONNEL RETIREMENT SYSTEM (PSPRS) PENSION FUNDING POLICY
FOR FY 2021-2022
WHEREAS A.R.S. § 38-863.01 requires each governing body of an employer with
employees in the Public Safety Personnel Retirement System (PSPRS) to annually adopt
a pension funding policy for the system for employees who were hired before July 1,
2017; and
WHEREAS the Town has developed a pension funding policy with funding objec-
tives as required by the statute; and
WHEREAS the Town Council finds that it is in the best interests of the community
to adopt the PSPRS funding policy.
NOW, THEREFORE, BE IT RESOLVED BY THE MAYOR AND COUNCIL OF
THE TOWN OF MARANA, ARIZONA, AS FOLLOWS:
SECTION 1. The Town of Marana Public Safety Personnel Retirement System
(PSPRS) Pension Funding Policy for FY 2021-2022 attached to and incorporated in this
resolution as Exhibit A is hereby adopted.
SECTION 2. The Town's Manager and staff are hereby directed and authorized
to undertake all other and further tasks required or beneficial to carry out the terms, ob-
ligations, and objectives of the PSPRS funding policy.
PASSED AND ADOPTED BY THE MAYOR AND COUNCIL OF THE TOWN OF MARANA, Ari-
zona, this 1st day of June, 2021.
Mayor Ed Honea
ATTES Ap APPROVED AS TO FORM:
`ice ,! cf
i
Cherry L. La on, own Clerk Jarall, Town Attorney
Resolution No.2021-078 - 1 - 6/1/2021 10:52 AM
EXHIBIT A
Town of Marana
Public Safety Personnel Retirement System
Pension Funding Policy
The intent of this policy is to clearly communicate the Council's pension funding objectives
and its commitment to our employees and the sound financial management of the Town and
to comply with new statutory requirements of Laws 2018, Chapter 112.
The Town's police employees who are regularly assigned hazardous duty participate in the
Public Safety Personnel Retirement System (PSPRS).
Public Safety Personnel Retirement System (PSPRS)
PSPRS is administered as an agent multiple-employer pension plan. An agent multiple-
employer plan has two main functions: 1) to comingle assets of all plans under its
administration, thus achieving economy of scale for more cost efficient investments, and
invest those assets for the benefit of all members under its administration and 2) serve as the
statewide uniform administrator for the distribution of benefits.
Under an agent multiple-employer plan each agency participating in the plan has an individual
trust fund reflecting that agencies' assets and liabilities. Under this plan all contributions are
deposited to and distributions are made from that fund's assets, each fund has its own funded
ratio and contribution rate, and each fund has a unique annual actuarial valuation. The Town
of Marana has one trust fund for police employees.
Council formally accepts the assets, liabilities, and current funding ratio of the Town's PSPRS
trust funds from the June 30, 2020 actuarial valuation, which are detailed below.
Unfunded
Accrued Actuarial Accrued Funded
Trust Fund Assets Liability Liability Ratio
Marana Police—Tier 1
& Tier 2 Pension $ 25,424,621 $ 43,354,440 $ 17,929,819 58.6%
PSPRS Funding Goal
Pensions that are less than fully funded place the cost of service provided in earlier periods
(amortization of UAAL) on the current taxpayers. Fully funded pension plans are the best way
to achieve taxpayer and member intergenerational equity. Most funds in PSPRS are
significantly underfunded and falling well short of the goal of intergenerational equity.
The Council's PSPRS funding ratio goal is 100%(fully funded) by June 30, 2036. Council
established this goal for the following reasons:
• The PSPRS trust funds represent only the Town of Marana's liability.
• A fully funded pension is the best way to achieve taxpayer and member
intergenerational equity.
Council has taken the following actions to achieve this goal:
• Maintain ARC payment from operating revenues—Council is committed to maintaining
the full ARC payment (normal cost and UAAL amortization) from operating funds. The
estimated combined ARC for FY2022 is $2,062,585 and will be able to be paid from
operating funds without diminishing Town services.
• Authorize the Town Manager to propose additional measures as part of the annual
budget process based on projected financial conditions and Town operational needs.
Such measures may include the following:
o Pre-payment of the estimated combined ARC amount at the beginning of each
fiscal year, as permitted by the pension plan.
o Additional payments above the ARC.
Based on these actions the Council plans to achieve its goal of 100% funding by June 30,
2036, in accordance with the amortization timeline set forth by the PSPRS June 30, 2020
Actuarial Valuation.
Definitions
Several terms are used throughout this policy:
Unfunded Actuarial Accrued Liability (UAAL) — Is the difference between trust assets
and the estimated future cost of pensions earned by employees. This UAAL results from
actual results (interest earnings, member mortality, disability rates, etc.) being different
from the assumptions used in previous actuarial valuations.
Annual Required Contribution (ARC) — Is the annual amount required to pay into the
pension funds, as determined through annual actuarial valuations. It is comprised of two
primary components: normal pension cost — which is the estimated cost of pension
benefits earned by employees in the current year; and, amortization of UAAL — which is
the cost needed to cover the unfunded portion of pensions earned by employees in
previous years. The UAAL is collected over a period of time referred to as the amortization
period. The ARC is a percentage of the current payroll.
Funded Ratio— Is a ratio of fund assets to actuarial accrued liability. The higher the ratio
the better funded the pension is with 100% being fully funded.
Intergenerational equity— Ensures that no generation is burdened by substantially more
or less pension costs than past or future generations.